Effective Date: May 2025
Welcome to financefundamentals.io (“we,” “our,” or “us”). Your access to and use of our website situated at https://financefundamentals.io (the “Site”) is governed by these Terms of Service and Conditions (“Terms”).
Accessing or using our Site means you agree to be bound by these Terms. You should not use this Site if you object to these Terms.
1. Acceptance of Conditions
Using this Site certifies that you:
- Are at least eighteen years of age (or your country’s legal age of majority)
- Have read, understood, and agreed to follow these Terms
- Will use the Site in line with all relevant laws and rules
We reserve the right to change these Terms whenever we so want. Your acceptance of the revised Terms is demonstrated by ongoing use of the Site following changes posted.
2. Site Use
You consent to use financefundamentals.io for only legal uses. You are not allowed to:
- Use the Site in any manner that might compromise, disable, or damage its functioning
- Seek illegal access to any area of the Site
- Participate in data mining, scraping, or similar data extraction methods
- Upload or forward any dangerous software, viruses, or malicious code
- Pose as another person or organization
We reserve the right to restrict or terminate your access to the Site if these Terms are broken.
3. Intellectual Originality
Intellectual property laws protect all content on this Site—including but not limited to articles, logos, graphics, design, layout, videos, images, software, and code—as owned by financefundamentals.io or its content providers.
You may:
- View, download, or print materials specifically for personal, non-commercial use only
You may not:
- Reproduce, distribute, alter, exhibit, or otherwise use our material for profit without our written permission
Every trademark, service mark, and logo seen on the Site belongs to the owners of that particular item.
4. Material Created by Users
You may have chances to submit ideas, comments, messages, or content. By submitting materials, you give us a worldwide, non-exclusive, royalty-free, perpetual license to use, exhibit, copy, and distribute such materials.
You agree that the material you provide will not:
- Violate any laws or third-party rights
- Contain any false, misleading, defamatory, or offensive content
- Include spam or unapproved promotional material
We reserve the right to remove any user-generated material as we see fit.
5. Sponsored Content and Affiliate Links
There may be sponsored partnerships or affiliate links among some of the financefundamentals.io material. This means, should you click a link and make a purchase—at no additional cost to you—we could be paid a commission.
Clear disclosure of sponsored postings and affiliate relationships is always important. We only advertise goods and services we think our readers would find useful. View our complete Disclosure Policy for additional details.
6. Lack of Financial Guidance
Financefundamentals.io is only an informational and teaching tool. We are neither tax consultants, licensed financial advisers, nor legal experts.
Nothing on this website is financial, legal, tax, or investment advice. Before deciding on anything financial, you should speak with a qualified expert.
Based on the material of this website, none of us are accountable for any activities you engage in.
7. Liability Limit
Financefundamentals.io and its personnel shall not be liable for any direct, indirect, incidental, consequential, or special damages resulting from your access to or use of the Site, including but not limited to:
- Loss of information
- Revenue or profit loss
- Site errors or downtime
- Actions taken based on site content
Regarding the accuracy or completeness of the material supplied on the Site, we neither offer warranties nor guarantees.
8. Third-Party Links
Links to outside websites or services not owned or under our control may be included on our site. Policies, content, or actions of outside websites are not under our control.
You run some risk when visiting outside websites. Before interacting with them, kindly read their terms and privacy policies.
9. Respect of Privacy
We really value your privacy. For specifics regarding our collection, usage, and protection of your data, kindly review our Privacy Policy.
Using this Site indicates your agreement to the privacy policy’s described data practices.
10. Call-off
We reserve the right to terminate or suspend your access to the Site without prior notice or liability, for any reason including a breach of these Terms.
All terms of these which by their nature should survive upon termination will also survive: ownership provisions, disclaimers, and limitations of liability.
11. Indemnification
You agree to indemnify, defend, and hold harmless financefundamentals.io, its affiliates, donors, and staff from any claims, liabilities, damages, or expenses (including legal fees) resulting from your use of the Site or your breach of these Terms.
12. Rule of Law Governance
These Terms will be governed by and understood in line with [Insert Your Country or State]‘s legislation. Any conflicts resulting from or pertaining to these Terms will be exclusively under the courts situated in [Insert Jurisdiction].
13. Get In Touch
Should you have questions or reservations about these Terms, kindly get in touch at:
📧 Email: info@financefundamentals.io
🌐 Website: https://financefundamentals.io