Last Updated: May 2025
Here at financefundamentals.io, your privacy is quite valuable. When you visit our website, this Privacy Policy details how we gather, use, share, and protect your data.
Accessing or using our site indicates your agreement to the policies stated here. Please do not use our site if you disagree with our policies and procedures.
1. Who We Are
Designed to help people in areas including budgeting, saving, credit, debt, investing, and wealth-building, financefundamentals.io is an instructional tool. Our aim is to offer everyone easily available, reliable, useful personal financial knowledge.
2. What Details We Gather
We gather non-personal as well as personal information in several ways, including:
a. Information You Send Us
- Name and email address (such as those used for newsletter subscriptions or correspondence)
- Messages or comments you leave on the website
- Contest entries or responses from a survey
- Any personal information freely entered on forms
b. Automatically Gathered Information
- IP address
- Kind of browser used and version
- Type of device and operating system
- Referring webpage
- Pages viewed and time spent on the site
- Cookies and related tracking devices
This information clarifies user behavior and guides our content and services improvement.
3. Our Use of Your Data
We find use for the material we gather for the following purposes:
- To offer, run, and enhance our website
- To customize user interface
- To get in touch with you—newsletters, updates, or answers to questions
- With your permission, send advertising or promotional materials
- To examine website trends and usage
- To spot and stop illegal behavior or fraud
- In order to fulfill legal requirements
We do not market your personal data to third parties.
4. Tracking Technology and Cookies
Cookies, web beacons, and similar tracking technologies help us improve user experience, remember preferences, examine site traffic, and run pertinent ads.
See our full Cookie Policy for more specifics on how we use cookies.
Your browser settings let you enable or disable cookies. Disabling cookies could influence the operation of the website.
5. Third-Party Consultancies
Third-party tools and services that gather, track, and evaluate user data we may use include:
- Google Analytics for usage and site performance
- Providers of email marketing for newsletters and email correspondence
- Advertising tools including affiliate programs or Google AdSense
These third parties might use cookies or other tracking techniques and have their own privacy policies. We ensure we only work with reputable, legal services.
6. Advertisements and Affiliate Links
This site contains some ads and affiliate links. Should you click a link or make a purchase, we could be paid a commission at no further cost to you.
Sponsored or affiliated content will always be clearly disclosed. For more details, please review our Disclosure Policy.
7. How We Disclose Your Data
We might share your information under the following conditions:
- Service Providers: Trusted third parties who help run our website and services
- Legal Compliance: When required by law, legal process, or to defend our rights and safety
- Business Transfers: In the event of a merger, sale, or asset transfer
We never sell, rent, or lease your personal data to third parties.
8. Data Storage
We only keep your data as long as required to satisfy legal or reporting requirements, settle conflicts, or enforce agreements—that is, to serve the purposes stated in this policy.
You may request deletion of your data at any time (see Section 11 below).
9. Digital Security
We use appropriate technical and organizational tools to guard your data from illegal access, use, modification, or destruction.
Please be aware, however, that no method of online storage or transmission is completely secure. While we cannot promise perfect security, we treat your privacy seriously and work hard to protect it.
10. Your Rights and Choices
Your rights may vary depending on your location and include:
- Access to your personal information
- Correction of inaccurate information
- Deletion (right to be forgotten)
- Restriction of processing
- Data portability
- Objection to marketing or processing
- Withdrawal of consent where relevant
To exercise any of these rights, please contact us at info@financefundamentals.io.
11. Opt-out from Emails and Communications
If you have registered for our newsletter or other communications, you may receive updates, advice, or advertising messages.
You can unsubscribe at any time by:
- Clicking the “Unsubscribe” link in any email we send
- Contacting us directly at info@financefundamentals.io
We value your email and only send content we believe is useful and relevant.
12. Children’s Privacy
Children under the age of thirteen are not intended users of our website. We do not knowingly collect personal information from children.
If we discover that we have collected data from a child without parental consent, we will delete it immediately.
13. Global Users
If you are visiting our website from outside the United States, please be aware your information may be processed and stored in the United States or other countries where our service providers operate.
By using our site, you consent to the transfer of your data to countries that may have different data protection laws than your own.
14. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our legal obligations, technology, or business practices.
We recommend you review this page regularly. When major changes occur, we will update the “Last Updated” date at the top of this page.
15. Contact Us
If you have any questions, concerns, or requests about your privacy or this Privacy Policy, please get in touch with us.
📧 Email: info@financefundamentals.io
🌐 Website: https://financefundamentals.io