Theo Okafor

Theo Okafor is a chartered accountant and small-business finance writer who helps founders turn messy books into clear stories that support better decisions. Born in Enugu and raised in London, Theo studied Economics at the University of Nottingham before qualifying as an ACA. He spent years in practice reviewing accounts for restaurants, trades, and creative studios—places where cash registers and ideas run hot and margins can turn on the price of tomatoes or the timing of a single invoice.What Theo brings to his writing is a craftsman’s respect for detail and a coach’s eye for what matters most. He explains the difference between profit and cash in everyday language, shows how to build a 12-week cash forecast, and gives readers templates that turn “I’ll do it later” into “I did it in 15 minutes.” He’s big on owner pay policies, VAT/sales tax planning, and setting up a simple chart of accounts that won’t collapse under growth.Theo also covers hiring your first bookkeeper, choosing software that fits your workflow, and designing monthly reviews that business owners don’t dread. He believes numbers are a conversation, not a verdict, and that the right habits—weekly reconciliations, receipt hygiene, realistic budgets—free up creative energy.Away from spreadsheets, Theo is a Saturday-morning five-kilometer runner, a devoted plant dad to a thriving fiddle-leaf fig, and the kind of home cook who measures spices with his heart. He mentors teen entrepreneurs and is happiest when a founder emails to say, “We finally understand our numbers—and we’re sleeping better.”